smooth sailing with credit

We have one of the new credit cards, and I love using it. Every time we use it, we get points toward another cruise. Do we worry about the interest rate they charge? No, because we pay it off every month, so no interest. Bills have become much more worry-free since we adopted this policy and we can stay within our means much easier as well. And knowing that the purchases we would make anyway can earn us up to one free passage makes charging a joy. My husband keeps track of the points we earn, and sporadically, he will announce the cruise status.